First Time Home Buyers
(916) 299-0044
Mortgage Programs For First Time Home Buyers
Our first time home buyer mortgage programs are industry leaders. These programs generally have more relaxed credit requirements and debt-to-income ratio guidelines than our competing banks and mortgage bankers. Lending Solutions can offer 100% mortgage financing to qualified buyers and our FHA home loans only require 3.5% down and can be combined with down payment and closing cost assistance. Family members can also gift funds for down payment and closing costs. We offer financing options for purchases that also require repairs or special renovation projects. Whether you are looking to purchase your very first home, or you are a current homeowner looking to purchase your next home, we can help.
Maximum Purchasing Power
We provide multiple options allowing you to choose the best fit for your home goals.
No Down Payment + Closing Costs
We offer NO DOWN and 1%-5% Low Down payment programs, plus closing cost options.
Relaxed Credit Requirements
Generally credit scores of 520 allowed for low down and 580 credit scores for No Down.
Quick Approval Process
Our lenders approve loans within 24-48 hours and we pre-qualify you in one day.
When Others Say No, LENDING SOLUTIONS Says YES!
"Jose was very available, approachable, and trustworthy. He took a big-picture approach and was pro-active and very comprehensive. He went above and beyond. Having Jose as our lender was a very positive experience." - Gregory T.
