Lending Solutions


101 Parkshore Drive Suite 100
Folsom, CA 95630

About Lending Solutions

Lending Solutions has been dedicated to providing professional and personal customer service since 2001. Our primary goal is to exceed your expectations while earning your trust and confidence. We accomplish this by providing educational and responsible real estate practices to assist you in making sound investment decisions.


Lending Solutions is a full service mortgage brokerage, backed with a team who has over 60 years of combined experienced. Our team members find great joy in providing real financial solutions for our clients and their experience will save you valuable time and money when purchasing or refinancing your real estate property. We believe that People should come first, NOT Profits!


Founded by the financing and real estate expert Jose Flores, the firm combines in depth market expertise with over 25 years of  financing experience to provide excellent strategies for financing and purchasing of all types of real estate. Lending Solution's team of professionals specialize in first time buyers and closing seamless transactions for buyers and investors by understanding the complexities of the buyer and sellers roles and responsibilities. Our agents are certified mortgage finance experts as well as certified licensed Realtors providing a wealth of experience to successfully complete the most complex of transactions. Serving the communities throughout the Greater Sacramento Valley region including the counties of Sacramento, El Dorado, Placer, Yolo, Amador, Calaveras and San Joaquin markets.


Drawing from over 25 years of proven industry experience and a resume that includes running two separate successful companies for more than 18 years (Lending Solutions & Real Estate Solutions), Jose and his team understands the art of creating real solutions for amicable resolutions to complicated transactions. With the combined ownership experience of Real Estate & Lending Solutions, our team is extremely unique in that we are able to provide multiple services that save our clients valuable time and money. We have the ability to assist clients with financing, buying and selling residential and commercial real estate. We are a true "full-service" mortgage brokerage with the ability to provide professional real estate services along with very competitive mortgage financing without all the overhead of large banks and mortgage companies. We invite you to experience the difference that quality service makes.


Over 25+ Years of providing financing services for:

  • Purchase / Refinance Residential, Investment & Commercial Property
  • Self Employed or Investor Sales, Purchases & Financing
  • Home Improvement & Debt Consolidation Loans
  • First Time Buyers, Retirees & Military programs
  • Low Down and NO Down Payment Financing
  • Move Up or Downsizing Sales & Purchases
  • Strategic Mortgage Retirement Planning
  • Reverse Mortgage Financing & Purchases
  • Bankruptcy or Divorce Sales & Refinancing
  • Jumbo & Super Jumbo Financing & Purchases
  • Rehab / Fix & Flip / Construction Financing & Purchases
  • Bare Land, Mobile / Manufactured Home Financing & Purchases
  • Commercial or Business Property Acquisitions, Sales & Financing

CA Bureau of Real Estate Lic. # 01256854 & NMLS ID # 238066