CalHFA Conventional First Mortgage Loan Programs

Standard Rate

Low Income (LI) Rate

CalHFA Conventional
(No CalHFA DPA)

7.375%
7.000%

CalHFA Conventional
(with CalHFA DPA)

7.375%
7.250%

CalPLUS Conventional
with 2% Zero Interest Program

8.125%
8.000%

CalPLUS Conventional
with 3% Zero Interest Program

N/A
N/A

CalHFA Government First Mortgage Loan Programs

Standard Rate

CalHFA FHA

7.125%

CalPLUS FHA
with 2% Zero Interest Program

N/A

CalPLUS FHA
with 3% Zero Interest Program

N/A

CalHFA VA

7.125%

CalHFA USDA

7.125%