Testimonials
Rachel A.
The service Lending Solutions provided in both purchasing and refinancing my home was above and beyond what I expected throughout the process. Specifically, Jose Flores, made the extra effort to assist in a rude Appraiser who didn't really make it easy for the process. Jose was able to get another appraiser, and made the rest of the process smooth. I'm pretty meticulous when it comes to the numbers, and throughout the processes all my questions and scenarios were answered and was I able to get the best rate possible.
Nicholas H.
Working with Lending Solutions made my home buying process much easier. When the unexpected poked its head up, Lending Solutions fixed them without missing a beat. their experience combined with their costumer service made the entire process much less stressful. I would absolutely recommend Lending Solutions.
Ricky H.
Buying a home can be extremely stressful. Lending Solutions helped make understanding the process very clear. Any questions my wife and I had, Jose was there to answer quickly. Highly recommend Lending Solutions!
Rachel M.
An excellent company that will provide you great service with integrity and your best interest in mind. Their advice and assistance is invaluable for anyone looking for a new real estate loan or refinance. They have a depth and breadth of experience in this industry that will help you understand current market trends and what your best possible options are. The only group I would trust with all my real estate loan needs.
Chris B.
I've bought 5 houses with Jose and multiple mortgages.This has been over 20 plus years. Jose has not only been my mortgage lender & realtor but one of my best friends and mentors.I started as his employee. I bought the business. I've bought every house I've ever owned and the business with his help. I can say with confidence without his guidance and his friendship I wouldn't be where I am today. Thank you Jose.
Charles B.
I am a Realtor and Jose @Lending Solutions helped me finance my home purchase. My situation was unique, and Jose educated me on how to complete my financing and find the necessary funds for down payment and closing costs from within my transaction. Lending Solutions and Jose put me first and made my needs top priority.
Robert S.
We were so grateful we had Jose Flores at Lending Solutions handle our house search & financing needs. We were trying to get as close as possible to Folsom without breaking our budget & Jose managed to make that happen!!! He is very familiar with the area & did all the research of all the mobile home parks for us. Jose handled all the paperwork so professionally from Managers at Mobile home parks to the Mortgage & insurance companies. We are now happily settled in a very comfortable home in Folsom in a nice neighborhood close to the walking trails & our family too!!! Jose Flores really did put all his affords into making Our experience with Lending Solutions the Best Ever.
Jose D.
I recommend Jose and his team because they helped me lock in the best rate when I refinanced my house. They are great at communicating and very organized. Will definitely come back when I am ready for another refi or loan for next property.
Nita D.
It’s been 8 years but we can still recall that Jose was easy to reach, understanding, and patient to teach us too. He looked out for us which allowed us to be able to trust him. He guided us every step of the way. It was our first home and It went better than we had expected.
-Nita D.
Martin F.
Jose handles me and my needs as if it was his own. He handles my money and my home and loan purchasing the same as he does for him and his family. His integrity and specifically his years of experience provide him this innate ability to proactively prepare for the unforeseen, the unplanned, and the ‘gotcha’s’, where most realtors or lenders with 5 to 10 years, sometimes 20 years of experience just completely drop the ball or are unable to plan properly for their clients. Total piece of mind when Jose is owning it for me.
-Martin F.
Jim K.
I secured Jose’s [realtor] services about 5 years ago, when I purchased my home. I was a first-time home buyer, and back in those days he was a one-man shop. I’m sure a lot of potential buyers wouldn’t want to go that route, but in my case almost all of Jose’s attention was on me, so my transaction went as smoothly as it could. I knew that with Jose’s experience, my offer would be submitted with all the right verbiage and contingencies that would protect me. Jose was thorough when following up on important milestones throughout the process. He selected a good title company, and overall the transaction was very smooth.
-Jim K.
Kevin K.
What I enjoyed most about working with Jose was the trust we had in him. He was detailed and explained every step to us. I can’t think of anything that would have made our transaction go any smoother. Also, it was a very positive experience having Jose as both our realtor and our lender. His trustworthiness is what sets him apart from others in his business.
-Kevin K.
Lynette M.
I’ve used Jose to both purchase and refinance my house, and each experience was great. He communicated well, which was important to me. He always let me know what was going on, and if anything was pending on my end. He was always responsive when I would want to go look at a house right away. Having Jose as both my realtor and my lender was a positive experience because he understands both sides. His personal and passion for helping others are the reasons I would recommend him to anyone wanting to buy or refinance a home.
-Lynette M.
Ivan R.
Working with Jose was a great experience for us as first-time homebuyers! The fact that he was very patient and took it very personal to get us the best house we could possibly get was just an amazing experience. Jose was great about giving us advice, helping me with my credit score, and finding us a house in the right location! Some friends who were buying a home at the same time as we were had some bad experiences, so it was great having Jose as both our realtor and our lender! His honesty and care for people is what sets him apart!
-Ivan R.
Suzette S.
Jose was very friendly and up-front about all the options out there for me. I enjoyed the fact that he stayed on top of everything and got it done. He always tried to let you know if there was going to be any issue and what it was ahead of time. In all honesty, anything that had a slight delay was totally out of his hands and yet he would still apologize up and down for it. I cannot recall any issues, everything went smoothly. Jose really enjoys what he does and you can tell by his customer service. What really sets him apart from others is his honesty and no lip-service.
-Suzette S.
Gregory T.
Jose was very available, approachable, and trustworthy. He took a big-picture approach and was pro-active and very comprehensive. He went above and beyond. Having Jose as both our realtor and lender was a very positive experience.
-Gregory T.
Stephanie S.
I feel that Jose’s direct communication style, transparency, pro-activeness and organization skills made all the difference and I highly recommend him to anyone who has real estate needs. Specifically, he managed the process behind the scenes and was diligent with ensuring we closed escrow in a timely manner, he also managed stressful situations on his side so as not to negatively impact me, or cause undue stress. This is key because the week that I closed escrow was the same week that the banks failed during the housing crisis (October 2008). Jose is so phenomenally diligent that he was able to push forward through escrow DESPITE the fact that the entire financial market was crumbling. My escrow closed on time and without any incident.
-Stephanie S.
Brian S.
Jose and his team helped us refinance our house recently. Jose is very professional, he took the time to explain all of our options so we felt informed in making our decisions. Ultimately, he got us the best rate available. My wife and I are very pleased with his work and feel very confident recommending him to anyone who is looking for a top-shelf mortgage broker.
-Brian S.
Vicky R.
Jose was amazing during the whole process. My husband and I never felt pressured to buy. Jose considered everything on our home-buying checklist. This was our first time buying a home and Jose made the experience smooth and enjoyable. I highly recommend him for his hard work, knowledge, patience, and positive attitude.
-Vicky R.
Kevin J.
Jose helped my wife and I purchase our first home and made it as quick and painless of a process as possible. He was extremely knowledgeable and patient with us as first time home buyers and really helped us to understand the process.
He never gave up and put in plenty of extra time to ensure that we were getting the best deal possible. What I appreciate most is that he wasn’t just looking at the short term, but was really trying to set us up for long term success which is above and beyond what I would expect.
I believe it is his integrity and honesty that set him apart from others in the field. It is never about him, and he truly and sincerely wants what is best for his clients. I highly recommend Jose to anyone looking for someone they can trust.
-Kevin J.
Ron L.
Jose Flores was very professional, hardworking and honest throughout our transaction. He stayed on top of every detail while keeping me informed on the progress. I would recommend Jose to anyone looking for a commercial real estate broker.
-Ron L.